A new analysis by the Urban Institute finds that insurance exchange premiums for the lowest-cost Silver plan in CT averaged 0.7% growth annually over the last two years. This is well below growth at the national and regional averages of 5.5% and 4.2% respectively. While they aren’t rising as quickly, CT premiums started out much higher than other states. At $351/month, CT premiums for the lowest-cost Silver plan are higher than all but seven other states and 24% above the national average. Unfortunately a new report by Avalere, based on early proposed filings in nine states, rates may go much higher next year. It is important to note that most consumers are protected from full premium costs with income-based subsidies.