Thursday, February 23, 2017

Just under half of CT’s private sector workers have employer health insurance; CT 8th highest among states in high-deductible plans

Between 2014 and 2015, 48.7% of private sector workers in CT were enrolled in coverage at work, according to a new analysis by SHADAC. That rate is a combination of the percent of private establishments that offer health coverage (86.3%), the percent of workers who are eligible (78.0%), and the percent who accept, or “take up”, the offer 72.3%). The number of private sector workers in high-deductible health plans continued its climb in 2015reaching 50.5% in CT compared to 39.4% across the country. CT was the eighth highest in high deductible plan rates among states. Interestingly, high deductible health plans in CT among all firms has varied little since 2011, but the rate among small businesses has dropped from 80% in 2012 to 52% in 2015. Total premiums in CT continued their gradual rate of increase for both individuals and families and the premium share paid by employees has held generally steady.  SHADAC includes state-specific fact sheets in their report.